Tag Archives: fulltime

Just thinking: Make every day count

As we’ve enjoyed the fulltime lifestyle we’ve met some interesting people. Many fulltimers tell me they have a blog, and if they do, I bookmark their site intending to keep up with them. To be honest, I tend to forget those bookmarked sites and seldom look at them.

Tonight, something brought those blogs to mind and I decided to check in on those folks we’ve meet along the way.

To my surprise many of them have left the road. As far as I can tell, the lifestyle changes were pretty much voluntary although I know of a few folks who have had health issues that forced a change of lifestyle (I wrote about that here). The others, I think, just came to a “been there done that” time in life and decided to find a place to land and start a new chapter in their lives.

While I was surprised at the number of fulltime RVers we’ve met that are no longer traveling it comes as no surprise that things change. In fact, as someone has wisely said, change is the one constant in life.

It is, though, good to be reminded that as enjoyable as fulltiming is, for most of us it’s an all too brief passage of life. Hopefully, for us, the adventure will end because we done all we wanted to do and are ready for a different sort of adventure. There’s a pretty good chance though, that it will involve something less voluntary.

I guess the point of this philosophic rambling is a reminder that the fulltime lifestyle, as enjoyable as it is, is a temporary passage in life. We don’t want to take this blessing for granted and we don’t want to get sidetracked from it by anything that doesn’t measure up, although it is reasonable to be reminded that some things do measure up and can make an unexpected appearance at any time (we’ve had that happen once). As it is, though, this chapter will end soon enough. Whether we have a short or long time to go in this adventure we want to make every day count.

2019 – Motorhome Owners!

After fulltiming in our beloved 2007 NuWa Hitchhiker II LS 5th wheel for nearly 6 years we have made a big change to a little driven 2005 Safari Cheetah diesel pusher coach.  The new (to us) rig has many bells and whistles.  I’ll have much more to write about this new chapter in our fulltiming adventure as time goes by.  For now we are very busy getting moved in.  Right off we have learned that a 39′ motorhome has considerably less storage than a 34′ 5th wheel!  Our family came through for us big time, helping us move out of our Hitchhiker and into the Cheetah – I don’t think we would have made it without their help.  Honestly, we aren’t nearly settled in yet.  We have time though, as we don’t intend on beginning our 2019 Adventure until mid-March.  No doubt about it, this is a big move for us that we hope gives us several more years of rv adventures.

Click this for full screen photos

 

2018 – End of Year Expense Report

doing-the-budget
Here’s our 2018 end of year Expense sheet…

I’m listing the camping related expenses as line item monthly averages. Then, I total everything else up and give just a general dollar figure. If you are researching fulltime RVing you already know what you pay for food, health insurance, etc. (or even if you don’t, my figures for such things won’t have any real world connection to what you spend on them). Also, by combining the non-RVing expenses I feel I’m better able to maintain our privacy.

During the year we spent three months volunteering and receiving a campsite at no charge. For the purpose of this report, I’ve estimated the value of these months at $325 each. Also, we own a small car that doesn’t travel with us.  We have it 4-6 months a year.  That lowers our diesel use and adds a gasoline line to our expense sheet.

During 2018, in addition to our months of volunteering, we spent a two months paying monthly rates. The rest of the time we were traveling, moving an average of just over one week.

2018 was a tough year for us financially.  We did one major repair on our 5th wheel (over $5000!) and a couple of costly pickup repairs that drove our costs quite high.

Also, we had some bigger medical costs this year, driving up our “just living” numbers.  Other expenses are drifting upwards, primarily, I think, due to inflation rather than any big changes in our lifestyle.

One takeaway here is that if you stay in the fulltime lifestyle long enough you are going to have some big, undesirable costs – the same as can happen if you live a more conventional lifestyle.  If you get in by stretching your finances to the limit, sooner or later, you will face a financial crisis.  This year our reserves were hit hard, but we are thankful we had those reserves to draw from.  Hopefully, 2019 will be kinder to us, allowing us to recover a bit.

2018  Monthly Expense Averages
Camping fees (Value of volunteering + out of pocket + pro-rated annual memberships*) $424.12
Cell/Internet/TV $253.84
Diesel (During the months in which we have a car the truck doesn’t get driven much) $285.88
Gas (note: we only had the car with us about 5 months but this is a 12 month ave.) $19.41
Misc $17.35
RV Maintenance and upgrades (OUCH!) $548.06
Vehicle Maintenance (More financial pain!) $443.22
Registrations/Vehicle Insurance (prorated to monthly) $198.07
Propane $11.62
Mail Service $15.75
TOTAL $1793.20
Non RV expense – food, medical, “just living”**                                    TOTAL $1896.77
MONTHLY GRAND TOTAL AVERAGE
$5091.36

*Note 1: Like Thousand Trails, Good Sams, etc. – prorated to monthly cost -but NOT including original buy in costs, if any

**Note 2: These expenses include items like: Groceries & Dining Out, Clothing, Hair, Medical & Dental Expenses, Charity, Health Insurance, and Entertainment – but not Income Tax and a few other expenses

PS: If you find this information helpful, please leave a short comment so I’ll know it is worth the effort needed to provide it. Thanks.